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Banking that fits your life

Welcome to a new digital experience

F&M Trust is committed to providing modern innovation, better safeguards, and the personalized service that sets us apart as a locally owned, independent community bank.

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Banking Done Your Way®

It's more than a tagline; it's our commitment to meeting the needs of customers and providing flexible access to how, where, and when you choose to do your banking. Whether you’re a stay-at-home parent, a CFO or a business owner who’s always on-the-go, F&M Trust has the financial services and tools to make your money work for you.

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Personal Banking

At F&M Trust, we take the time to understand what matters to you. No generic products. No one-size-fits-all recommendations. Just personal guidance that helps you feel confident about today and prepared for tomorrow.
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Wealth Management

We believe wealth management is more than numbers - it’s about understanding where you want to go. Our in‑house experts collaborate with you to design a strategy that supports your long‑term goals and adapts as your life evolves.
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Commercial Services

We believe great financial decisions start with great conversations. That’s why our team works directly with you to understand your goals and unique situation, crafting a personalized strategy that grows with your business over time.
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Mobile Banking

In today's fast-paced world, you need access to your money wherever you are and whenever you need it. That’s why our mobile banking app puts everyday banking at your fingertips. View statements, balances and recent transactions, transfer funds between accounts, make deposits and pay bills — all from your device. 

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Your bank in the palm of your hand

Download the F&M Trust mobile app

Download on the Apple App Store Get it on Google Play Store

Community Offices

Find your nearest F&M Trust community office or ATM.

F&M Trust Office

Linglestown Office

4765 Linglestown Road
Harrisburg, PA 17112
Phone: (717) 510-7333
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Better Banking Starts Here

Whether you prefer to bank at one of our community offices or from the palm of your hand, F&M Trust has the products and services you need to manage, protect, and grow your money. From personal checking to wealth management services and all of your banking needs in between, F&M Trust has the solution.

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Digital Solutions

Our digital solutions will save you time and money and are personalized to fit your individual needs.

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Checking Accounts

Every account is designed so you can manage your money effortlessly and focus on what matters most to you.

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Savings Accounts

Explore savings options designed to maximize your money and help achieve your larger goals.

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Borrowing Solutions

Discover our borrowing solutions, offering mortgages, home equity loans, and flexible credit options.

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Wealth Management

Everyone deserves strategic, world‑class guidance delivered from our team of in‑house experts.
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Commercial Services

Beyond banking, we partner with you and your business to build a personalized financial strategy for a stronger future.
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Financial Resources

Explore our comprehensive collection of resources designed to achieve your goals at any stage of life.

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REACH OUT TO GET STARTED

Ready to Help

As a trusted local community bank, we’re committed to serving our neighbors. Our local financial pros live in the communities we serve and care about your success, delivering personalized service and knowledgeable support every step of the way.

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Money Lessons,
For All of Life’s Chapters

Get Your Personalized Plan
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Courses

Courses use real-life scenarios to demonstrate the power of good financial planning. For kids, teens, and young adults, these courses teach basic and advanced financial concepts.

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Collections

Collections span a wide array of financial themes, offering expert guidance to help you manage everything from daily expenses to long-term investments with ease and assurance.

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Articles

Discover a diverse range of topics in our Articles, designed to guide you through key financial decisions. Learn about health insurance, borrowing money, and underrated products to strengthen your financial strategy.

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Calculators

Planning for your future doesn't have to be overwhelming. With our financial Calculators, you can explore your options and reach your goals with confidence.

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Coaches

It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.

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Money Moves

Dive into the latest money matters, broken down by your friendly F&M Trust financial pros.

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Big Game Stock Market Forecast LX

Community
Once again, it’s time to roll out the much-anticipated Super Bowl Stock Market Forecast.
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Who Should You Name as Your Power of Attorney—and When?

Community Retirement Starting a Family
It is important to select a trusted and reliable POA that fits your needs and makes things easier when you need it the most...
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older adult couple signing Power of Attorney paperwork

What Is a Power of Attorney—and Why It Matters

Community Retirement Starting a Family
A Power of Attorney (POA) is a legal document that allows you to appoint someone—called an agent or attorney-in-fact—to act on your behalf...
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A Guide for First Time Homebuyers

Community Buying a Home Starting a Family
Here are a few tips to help you feel confident and prepared as you start your homebuying journey
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Teaching Children to Save: 4 Simple Ways to Build Smart Money Habits Early

Community Savings Starting a Family
It’s never too early to teach your child the value of money. Kids may not have bills or budgets yet, but developing smart saving habits at a young age lays a strong foundation for confident, capable financial decision making later in life
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How to Improve Your Credit Score: Simple Steps to Success

Community Buying a Home
Your credit score plays a significant role in your overall financial health
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Understanding Debt Consolidation

Community
Debt can be overwhelming, but debt consolidation offers a solution by merging multiple debts into a single loan with more manageable monthly payments
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The Importance of Financial Planning: Set Yourself up for Success

Savings Community Retirement Starting a Family Buying a Home
Financial planning is more than just budgeting and saving; it is about creating a roadmap to guide you through life’s financial decisions
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Big Game Stock Market Forecast

Community
It is time to roll out the much-anticipated Super Bowl Stock Market Forecast
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Reducing Monthly Expenses

Community Savings
The new year presents a perfect opportunity to reevaluate your financial habits and work towards minimizing unnecessary expenses. By recognizing and eliminating detrimental spending patterns, you can free up valuable funds to redirect towards savings or debt reduction
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